Holiday Skip-a-Pay

Skip a loan payment this holiday season to give yourself a little breathing room. Free up some funds by skipping a November, December, or January* loan payment.

Plus, you can help us help our community! We are donating a portion of each $25 skip a pay fee to local charities. Click the button below to download the skip-a-pay form and return to your local branch. We hope to see you soon!

*There is a $25 processing fee per loan to take advantage of this promotion. Of the $25 fee, Palmetto First Federal Credit Union will donate a portion to a local charity. Choose to skip one payment in November 2019–January 2020 during this promotion. If you have more than one loan, you can skip a payment for each. Fee may be deducted from your account, paid in cash, or by check. Fee cannot be added to the loan balance. Request and signed paperwork must be received ten (10) days prior to the due date. This offer is only available to members whose accounts—including all loan and deposit accounts—are in good standing with Palmetto First FCU. To be eligible, the account must be a minimum of six (6) months old with no payments over 30 days delinquent. Skipped payments will extend the duration of your loan. Interest continues to accrue on the loan during the month you skip your payment, resulting in higher total finance charges. All other terms in the original loan agreement remain the same. Mortgage and/or Home Equity loan payments are not eligible to be included in this promotion. All parties signing the original loan documents must also sign agreeing to the Skip-A-Pay. If your payment is made by Payroll Deduction, Direct Deposit, or by ACH draft from another institution, the payment will be deposited into your account. Skipped payment will not reflect negatively on your credit report or your loan payment history with us.