One Less Thing on the Holiday List.
Gifts? Check. Travel? Check. Family dinner? Check. Loan payment? You may be able to skip that one.
The holidays come with plenty of expenses. If a little extra breathing room would make the season easier, Palmetto First Federal Credit Union may be able to help.
With our Holiday Skip-a-Pay, eligible members can choose to skip one loan payment in November 2026, December 2026 or January 2027.
Use the extra room in your budget for gifts, travel, holiday meals — or whatever is at the top of your list this season.
Pick a Month. Skip a Payment. Enjoy a Little More Breathing Room.
Choose the month that works best for you:
NOVEMBER
Get a head start on holiday shopping.
DECEMBER
Make a little more room for gifts, gatherings and travel.
JANUARY
Give your budget a breather after the holidays.
Have more than one eligible loan? You may request to skip a payment on each one. A $25 processing fee applies per loan.
And there’s another reason to feel good about it: Palmetto First will donate a portion of each $25 processing fee to a local charity.
Is My Loan Eligible?
To take advantage of Holiday Skip-a-Pay:
- Your Palmetto First accounts, including loan and deposit accounts, must be in good standing.
- Your account must be at least six months old with no payments more than 30 days delinquent.
- Your completed request and signed paperwork must be received at least 10 days before your payment due date.
- All parties who signed the original loan documents must also sign the Skip-a-Pay request.
- Mortgage loans, home equity loans and overdraft lines of credit are not eligible.
Ready to Cross One More Thing Off Your List?
Choose November, December or January and give your holiday budget a little extra room.
A $25 processing fee applies per loan. The fee may be deducted from your account or paid by cash or check and cannot be added to your loan balance. Skipping a payment will extend the duration of your loan, and interest will continue to accrue during the skipped month, resulting in higher total finance charges. All other terms of your original loan agreement remain unchanged. Skipping an eligible payment through this promotion will not negatively affect your credit report or your loan payment history with Palmetto First FCU. Federally insured by NCUA.
