At Palmetto First, we make managing your money simple. From building savings for life’s unexpected moments to choosing the right checking account for everyday spending, we’ve got you covered. Whether you’re starting fresh, planning for retirement, or just looking for a better way to bank, Palmetto First has the accounts and tools you need to move forward with confidence. Plus you can easily connect your Palmetto First account with 7,500+ apps you use every day — quickly and securely.
CHECKING.
Managing your money should be simple — whether you’re opening your first youth account, looking for everyday checking with digital tools, or saving more with a money market. At Palmetto First, we’ll help you choose the account that fits your lifestyle and goals, while giving you easy access to 30,000+ ATMs nationwide, connection with over 7,500+ apps, and same-day debit card replacement when you need it.
- Palmetto Checking
- Palmetto Silver Checking
- Money Market Checking
- My Life Youth Accounts
- Same Day Debit Replacement
Click the comparison chart below to see how easy and affordable a Palmetto First checking account is!
Instant Issue Debit Cards Available
What’s worse than losing your debit card? Waiting for days, even weeks, to get it replaced. We know how real that frustration is and we are here to help you sidestep this typically tedious and drawn-out process.
If you lose your card and need an immediate replacement, stop by a branch. We can replace your card on the spot and have you back to your usual spending in no time.
Pop in with a problem. Walk out with a solution. That’s what we’re about.
See credit union for details.
Palmetto First Round-Up Savings Program
You can make savings easy by just “Rounding-Up” your debit card purchases. For example, if you purchase lunch at Roger’s BBQ and it comes to $12.50, we’ll round your purchase up to $13.00 even and add that extra $.50 to your designated savings account.
SAVE.
Stuff happens. Cars will break, medical bills will come in and money will be needed. Instead of swiping your credit card, we’ll help you start a savings account that will help you set aside a few bucks every month to prepare for the unexpected. We also offer special savings accounts to set aside money for Christmas, summer vacation, and retirement.
- Online Banking with Bill Pay
- Individual Retirement Accounts (IRA)
- Share Savings
- Share Certificates
- Jumbo Savings
- Santa Club Savings
- Youth Accounts
- Courtesy Pay
Download our app for your smartphone or tablet:
Get More out of Your Online and Mobile Banking!
Enjoy an upgraded experience with Palmetto First’s online banking and mobile app! This upgrade helps to lay the groundwork for technological advances in the future. Here’s what you can expect:
- A brand new look with an easier-to-use layout.
Our Mobile App’s Features:
- Biometric login
- Ability to “hotcard” your debit card
- Set spending limits
- Access bill pay through the mobile app
- View check images through mobile app
Learn more about these changes with the easy-to-use tutorial videos below!
Online Banking
Mobile Banking