
With a Palmetto First membership, you get more than accounts, more than access to loans, and certainly more than a bank. You get more service from familiar faces, more resources to succeed, and more reasons to think things will get easier.
Achieve More
Gain valuable resources beyond deposit accounts and loans. Use financial education tools, work towards financial goals and better credit, and access affordable insurance to keep you and your loved ones happy and healthy.
Relate More
Work face-to-face and connect with real people who are part of your community. Our team members understand the victories and struggles you face because they face them too, every single day.
Dream More
Everyone has goals and aspirations, and we do what we can to help people pursue them. No matter what’s come before, sometimes all you need is a chance to start over or a reason to believe things can get better.
With Palmetto First, we get you, and you get more.


Become a Member Today!
It only takes a few minutes to complete the online application. Palmetto First FCU membership requires at least a $25 deposit into your Savings Share account. This deposit represents your “share” of ownership in the credit union and will remain in your account as long as you are a member.
Ready to step into the winner’s circle?
How do I join Palmetto First Federal Credit Union?
You can join online or in person!
Requirements to join Palmetto First Federal Credit Union?
In order to be eligible for membership, you need to be a resident, work, worship, attend school, or volunteer in Florence County. You can also become a member if a relative is currently a member of Palmetto First FCU.
Benefits of a Credit Union:
- Lower fees
- Lower loan rates
- Tailored customer service
- High-interest rates on savings
- Community focus
- Voting rights
- Diverse service offerings
- Deposits insured for added security


