Our Rates

PERSONAL LOANS AND OVERDRAFT PROTECTION*

SECURED LOANS*
* Percentage rates (%) quoted on loans are the ANNUAL PERCENTAGE RATE
Other rates may apply. Please refer to our Loan Calculator at the top of page to input your desired term and calculate a payment amount. See loan officer for more details.

Loan Risk Category (by Beacon Score) Annual Percentage Rates As Low As
New Autos/Previous Year (untitled) *2.99%
     
Used Autos 2012-2016 *3.25%
     
Used Autos 2007-2011 *3.25%
   
New Motorcycles, Campers, ATV's, RV's, Jetski's *4.25%
     
Used Motorcycles, Campers, ATV's, RV's, Jetski's *5.25%
  Over 60 month term add 1% --
New Marine   *4.25%
     
Used Marine *5.25%
  Over 60 to 84 month term add 1% --

 

Loan Risk Category (by Beacon Score) Annual Percentage RatesAs Low As
Personal Loans and Overdraft Protection *9.50%

 

Savings Minimum Balance Dividend Rate* Annual Percentage Yield* Term
Prime Shares balances $0-$499.99 $25.00 0.05 0.05 n/a
  balances $500.00-$4,999.99 $500.00 0.10 0.10 n/a
  balances $5,000 and above $5,000.00 0.15 0.15 n/a
Share Draft balances $0-$499.99 $25.00 n/a n/a n/a
  balances $500.00-$4,999.99 $500.00 0.10 0.10 n/a
  balances $5,000 and above $5,000.00 0.20 0.20 n/a
Jumbo Shares balances $2,500-$10,000 $2,500 0.20 0.20 n/a
  balances $10,000 and above $10,000 0.30 0.30 n/a
IRA Share Account balances $0-$499.99 $100 n/a n/a n/a
  balances $500-$4,999.99 $500.00 0.30 0.30 n/a
  balances $5,000 and above $5,000.00 0.50 0.50 n/a
HSA Club Account balances $0-$499.99 $100 n/a n/a n/a
  balances $500-$4,999.99 $500.00 0.30 0.30 n/a
  balances $5,000 and above $5,000.00 0.50 0.50 n/a
Vacation Club/Santa Savings balances $0-$499.99 $25.00 0.05 0.05 n/a
  balances $500-$4999.99 $500.00 0.15 0.15 n/a
  balances $5000 & above $5,000.00 0.25 0.25 n/a
Palmetto Checking Account balances $0-$499.99 $0 n/a n/a n/a
  balance $500-$4,999.99 -- .10 .10 n/a
  balances $5,000 and above -- .20 .20 n/a
Money Market Checking balances $0- $2,499.99 $2500 n/a n/a n/a
  balances $2,500- $9999.99 $2500 0.10 0.10 n/a
  balances $10,000- $24,999.99 $10,000.00 0.20 0.20 n/a
  balances $25.000 & above $25,000.00 0.30 0.30 n/a

*The dividend rate and annual percentage yield are accurate as of 09/30/2013 and may change at any time without prior notice. Excess withdrawal fees could reduce earnings on account.
 

Certificates Minimum Deposit Dividend Rate* Annual Percentage Yield* Term
6 Month Share Certificate $1,000 0.25 0.25 6
1 Year Share Certificate $1,000 0.35 0.35 12
18 Months Share Certificate $1,000 0.45 0.45 18
2 Years Share Certificate $1,000 0.50 0.50 24
3 Years Share Certificate $1,000 0.70 0.70 36
6 Month IRA Share Certificate $1, 000 0.30 0.30 6
1 Year IRA Share Certificate $1,000 0.40 0.40 12
18 Month IRA Certificate $1,000 0.50 0.50 18
2 Years IRA Share Certificate $1,000 0.60 0.60 24
3 Years IRA Share Certificate $1,000 0.80 0.80 36
         

*The dividend rate and annual percentage yield are accurate as of 03/09/2015. Contact the Credit Union for more information about rates and fees. Substantial penalty for early withdrawal of certificates.



Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States
Government. National Credit Union Administration, a U.S.
Government Agency.
P.O. Box 3989, Florence, SC 29501
843-669-5619 | 800-252-7553 | fax: 843-669-6931

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